Wenzel & Associates Insurance (636) 394-9070

Computer Safety Tips

Dave Wenzel — Thu, 23 May 2013 15:42:01 +0000

My 5 Tips to keep a home computer safe. What are your ideas? Let’s face it, new technology could easily be the “death” of us if we don’t protect ourselves. In this day and age it is more difficult to protect yourself when you don’t understand how it is that thieves are getting your information. [...]

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Why Directors & Officers Insurance

Dave Wenzel — Tue, 21 May 2013 16:43:15 +0000

Seeing the Benefits of Directors and Officers Insurance (D&O) Directors and officers liability insurance is designed to protect corporate professionals when lawsuits are filed in response to wrongful acts they commit. Such acts include errors, omissions, misleading statements, misstatements, breach of duty and neglect. The officers, directors or corporation itself are the beneficiaries. Officers and [...]

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Losing Everything Due to Inadequate ‘Minimal’ Auto Liability Coverage

Dave Wenzel — Mon, 20 May 2013 21:01:02 +0000

Losing Everything Due to Inadequate Auto Liability Coverage While there are minimum legal requirements for auto coverage, this minimal coverage may not get you off the hook in many cases should you actually be involved in an accident. The state’s goal is to make the required insurance affordable, but in many cases this results [...]

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Cashing in on Your Multifamily Rooftop Space

Dave Wenzel — Thu, 16 May 2013 14:45:04 +0000

Cellular phone service providers are on the lookout for rooftop space that can be leased for cellular antennae. If your apartment or condominium building has a rooftop sweet spot, you could be able to turn the unused space into cash flow. There are some considerations, however, that go into such a program. If your building [...]

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Understanding Terrorism Insurance

Dave Wenzel — Mon, 13 May 2013 20:18:29 +0000

Understanding Terrorism Insurance Limits and Provisions Businesses and individuals can purchase terrorism insurance to cover possible losses resulting from terrorist attacks. It is important for consumers and business owners to understand their options and coverage inclusions. Individuals A standard homeowners policy includes coverage for property damage and damage to personal possessions as a result of [...]

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What Americans Think About Safety and Public Surveillance

Dave Wenzel — Thu, 09 May 2013 14:43:51 +0000

What Americans Think About Safety and Public Surveillance After the bombings at the Boston Marathon, many Americans showed their support for surveillance cameras in public areas. When asked if these cameras could help reduce crime, many Americans answered favorably. According to Rasmussen Reports, a recent phone survey they conducted found that less than 20 percent [...]

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Terrorism Risk Insurance Act

Dave Wenzel — Tue, 07 May 2013 17:30:30 +0000

The Terrorism Risk Insurance Act The Terrorism Risk Insurance Act, which is commonly shortened to TRIA, was signed into law in 2002 by George W. Bush. It provided a federal backstop for terrorism-related insurance claims. The law creates a system of transparency for shared private or public compensation for terrorism-related losses. While the provisions in [...]

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How Much Business Liability Do You Need?

Dave Wenzel — Mon, 06 May 2013 17:46:36 +0000

How Much Business Liability Do You Need? There is no set formula regarding how much liability a business needs. However, the more coverage you have, the more bulletproof your business becomes. If you are running a very successful business, you will probably want minimal disruption if an incident occurs in which you may be seen [...]

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Vehicle Maintenance: How To Prepare Your Vehicle for Warmer Weather

Dave Wenzel — Fri, 03 May 2013 15:47:23 +0000

Spruce Your Vehicle Up for Spring You and your car survived the winter. Thanks to your preparation and careful driving, you stayed on the road and emerged from the thaw without incident. Before breathing that sigh of relief and going on your way, spend some time preparing for the road ahead. Heat can stress [...]

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Real Estate Insurance: Are You Properly Insured?

Dave Wenzel — Thu, 02 May 2013 16:05:49 +0000

When disaster strikes — whether it’s a fire, hurricane, or storm damage — it’s sad to note that many homes that are destroyed simply don’t have enough insurance coverage in place. The truth is, most homeowners pay little attention to their property insurance until disaster strikes. And then, it’s too late. A simple question should [...]

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